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Notice of Foreclosure Sale

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   Default having occurred under that Deed of Trust dated August 15, 2005, and recorded in Record Book 73, page 80, Register’s Office of Wayne County, Tennessee, executed by James Keith Staggs and wife, Lisa Renee Staggs, to George G. Gray, Trustee, securing a certain promissory note made payable to the Wayne County Bank. See also Modification Agreement and Extension of Deed of Trust dated May 23, 2008, and recorded in Record Book 110, page 341, Register’s Office of Wayne County, Tennessee.  Said note provides for the payment of all costs and expenses of executing the aforesaid Trust and other costs of collection; and,

   WHEREAS, the Wayne County Bank, as beneficiary said Deed of Trust, has duly appointed Joshua H. Polk, as Substitute Trustee, by instrument of record in Record Book No. 220, page 888, Register’s Office of Wayne County, Tennessee; and,

   WHEREAS, the Wayne County Bank, as beneficiary of said Deed of Trust has instructed the Substitute Trustee to foreclose pursuant to said Deed of Trust.

   NOW, THEREFORE, I, Joshua H. Polk, as Substitute Trustee, and not otherwise, acting upon the demand of the lawful owner and holder of said indebtedness to foreclose said Deed of Trust by virtue of the power and authority vested in me as Trustee, will on Wednesday, January 29, 2020, at 11:10 o’clock A.M., at the East door of the Wayne County Courthouse in Waynesboro, Tennessee, offer for sale and sell to the highest bidder for cash, at public outcry, certain real property containing 6.45 acres, more or less, described in full in deed of James Keith Staggs and wife, Lisa Renee Staggs, recorded in Record Book 35, page 545, Register’s Office of Wayne County, Tennessee. Property Address: 2216 Indian Creek Road, Waynesboro, TN 38485. Designated as Map 109, Parcel 5.02, in the Office of the Wayne County Property Assessor.

   SAID SALE will be made free from the right and equity of redemption and free from homestead, and all other exemptions, which are expressly waived by said Deed of Trust. Deed of conveyance will be executed by me as Substitute Trustee, to the purchaser of the property, and the purchaser will be entitled to the possession of said property and to the rents and income therefrom, from and after the notice as required by said Deed of Trust, but I will convey as Substitute Trustee only.

   SAID SALE will be made subject to any and all unpaid taxes and assessments, together with interest and penalty, if any, and any and all other prior restrictions, encumbrances, or liens of any nature.

JOSHUA H. POLK, SUBSTITUTE TRUSTEE

THE GRAY LAW FIRM    

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